Rideshare Accident Lawyer (Uber/Lyft)
Rideshare Accident Attorneys for Uber & Lyft Claims
Rideshare services like Uber and Lyft have transformed transportation across North Carolina, South Carolina, and Georgia. But when rideshare accidents happen, the question of who pays becomes far more complicated than in a standard car accident. At Dr. Ted Injury Law, our rideshare accident lawyers have deep experience navigating the complex insurance structures that apply to Uber and Lyft accidents.
Multiple insurance policies may apply depending on the driver's status. Each scenario triggers different coverage levels, and rideshare companies and their insurers will attempt to shift blame and minimize exposure.
How Rideshare Insurance Works
- App off — Only the driver's personal auto insurance applies.
- App on, waiting for a request — Limited liability: $50,000 per person, $100,000 per accident, $25,000 property damage.
- En route to pick up or during a trip — Full commercial coverage: $1 million liability per accident plus uninsured/underinsured motorist coverage.
Types of Rideshare Accident Claims
- Passengers injured in a rideshare vehicle — Strong claim against at-fault driver's and rideshare company's insurance.
- Other drivers hit by a rideshare vehicle — Pursue claims against the rideshare company's commercial policy.
- Pedestrians and cyclists — Entitled to compensation under the rideshare company's insurance during active trips.
- Rideshare drivers injured by other drivers — We navigate the complex web of personal and commercial policies.
State Laws
North Carolina
The Transportation Network Company Act (N.C. Gen. Stat. § 20-280.1 et seq.) requires TNCs to maintain insurance based on driver status. Contributory negligence applies. The statute of limitations is 3 years.
South Carolina
S.C. Code § 58-23-1610 et seq. requires prescribed insurance levels. Modified comparative negligence allows recovery if less than 51% at fault. The statute of limitations is 3 years.
Georgia
Georgia's Ride Share Network Transportation Act (O.C.G.A. § 33-1-24) establishes TNC insurance requirements. Modified comparative negligence allows recovery if less than 50% at fault. The statute of limitations is 2 years.
Challenges in Rideshare Cases
Insurance companies for both the driver and rideshare company may deny responsibility. Rideshare companies classify drivers as independent contractors. Trip data is controlled by the rideshare company. Multiple insurance policies create complexity. Our attorneys have the experience to cut through these challenges.
Compensation Available
Victims can pursue compensation for medical expenses, lost wages, pain and suffering, emotional distress, and property damage. The $1 million commercial policy during active trips provides substantial coverage. Our attorneys ensure every available policy is identified and pursued.
Contact Us
If you have been injured in a rideshare accident, contact Dr. Ted Injury Law today for a free consultation. We fight for the full compensation you deserve.
Related Case Results
Our client was driving home from work on Interstate 85 near Charlotte when an 18-wheeler whose driver had exceeded federal hours-of-service limits ran a red light at a highway interchange, causing a devastating multi-vehicle collision. Our client suffered a severe traumatic brain injury, multiple fractures, and required months of intensive rehabilitation. Through exhaustive investigation, we uncovered falsified driver logs and a pattern of safety violations by the trucking company. After a two-week trial, the jury returned a verdict of $12.5 million, one of the largest trucking accident verdicts in North Carolina history.
A 42-year-old mother of three went to a Charlotte-area hospital for a routine gallbladder removal. Due to the surgeon's negligence, her bile duct was severed during the procedure, leading to a life-threatening infection, multiple corrective surgeries, and permanent digestive complications. Our team retained leading surgical experts who testified that the surgeon deviated from the standard of care. The case was resolved through mediation for $9.2 million, providing our client with the resources to cover her ongoing medical needs and compensate her family for the profound impact on their lives.
A commercial truck driver lost control of his vehicle on a steep descent near Asheville when the truck's brakes failed due to inadequate maintenance. The truck struck our client's vehicle head-on, killing the 38-year-old father of two. Our investigation revealed that the trucking company had repeatedly deferred required brake inspections and that the driver had reported brake issues weeks before the accident. We settled with the trucking company and the maintenance provider for a combined $8.7 million for the surviving family.
A construction worker at a high-rise project in downtown Charlotte fell 40 feet when his safety harness, manufactured by a major equipment company, failed due to a defective buckle mechanism. He suffered a catastrophic spinal cord injury resulting in permanent paralysis from the waist down. We pursued claims against both the equipment manufacturer and the general contractor, ultimately recovering $7.8 million through settlement. The case led to a voluntary recall of the defective harness model.